Welcome to the Carpenters' Health and Welfare Trust Fund of St. Louis Delta Dental website! Delta Dental is pleased to provide this plan to the members of the Carpenters' Health and Welfare Trust Fund of St. Louis (Carpenters' Plan).
NOTICE OF CHANGES EFFECTIVE JANUARY 1, 2013
Effective January 1, 2013, Carpenters' dental benefits have been improved for Carpenters' members and their covered family members, who select a Delta Dental PPO Network dentist. These benefit enhancements include:
- Waiver of $25 calendar year deductible for preventive services when a Delta Dental PPO dentist is selected.
- The amount paid by the Carpenters' Plan Dental Fee Schedule will increase for preventive services when a Delta Dental PPO Network dentist is used.
In combination, these benefit enhancements result in minimal or no out-of-pocket expenses for preventive services when a Delta Dental PPO Network dentist is used.
The Carpenters' Plan is able to provide this enhancement because Delta Dental PPO Network dentists agree to provide you with a 20-30% discount off standard charges. Over 50% of the practicing dentists nationally participate in the Delta Dental PPO Network. Currently nearly 50% of the participants in the Carpenters' Plan select a Delta Dental PPO Network dentist for services, which helps them reduce their out-of-pocket expenses.
If you choose not to see a Delta Dental PPO Network dentist, the Carpenters' Plan Dental Fee Schedule pays less when you use either a Delta Dental Premier Network dentist or an out-of-network (OON) dentist. Please be aware that your visit to a Delta Dental Premier Network dentist or OON dentist will result in a greater out-of-pocket expense for you.
Using Delta Dental will be hassle-free for you. If you have Carpenters' Plan dental coverage and need a Delta Dental information card, please contact Carpenters' Member Services at 314.644.4802, ext. 1000 or toll-free at 877.232.3863, ext. 1000 or by email at email@example.com.