Cavities are almost 100% preventable. Let’s say that again – cavities are preventable. That means it’s within your power to avoid tooth decay. This is a great thing to remember when you’re considering skipping your dentist visit or going to bed without two minutes of brushing. It’s also one of the reasons dental benefits and medical benefits are designed differently.
Preventive care is the focus
One of the main differences between dental and medical coverage is the focus on preventive care. While you know healthy choices can decrease your chances of getting sick, medical insurance is used when you do get sick or have an injury. With dental benefits, preventive care is the focus. If you visit the dentist for exams, cleanings and X-rays, you can stop oral health problems before they start. Visiting your dental care provider twice a year for cleanings, which is part of your dental coverage, is preventive care. To promote preventive care, many benefit plans with cover all or most of the cost of routine dental cleanings and examinations. Preventive care in addition to your dental benefits includes practicing good oral health habits like brushing twice a day and flossing. Add all this together with smart food and lifestyle choices, and you’ve got yourself a healthy smile.
To sum this up, we use medical benefits when we have a health issue, and we use our dental benefits to prevent dental issues. You can live a healthy life with exercise and a good diet, but you can still get sick. You can visit your dentist, brush your teeth and make good oral health choices and you can prevent oral health problems.
Another difference when comparing dental benefits and medical benefits is emergencies. Dental care emergencies are rare. Getting a tooth knocked out can require emergency care, but dental emergencies do not happen often especially compared to medical emergencies. Medical benefits reflect this difference in care, such as ER and urgent care facility coverage.
Stop problems before they begin
Dental benefits work to stop problems before they begin. If you work hard with your preventive care, like visiting the dentist routinely, that can help avoid bigger and more costly problems in the future, like cavities or gum disease. Despite the differences between medical and dental benefits, we believe oral health is a big part of your overall health. Study your dental plan to learn more about your coverage, and remember the power of prevention.